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Terms of use

Last updated: October 23, 2026

1. Informational purpose

RatesGrid publishes general information about mortgages and home buying. Content is educational. It is not financial, legal or tax advice, and it is not a recommendation to buy, sell, borrow or lend.

2. No offer or quote

Rates, APRs and payment examples shown on this site are illustrative estimates. They are not offers, quotes or commitments to lend. Actual terms depend on the lender, your credit and the property, and change frequently.

3. Third-party links

The site links to third-party websites, including sponsored lender cards and government resources. We do not control those sites and are not responsible for their content, products, availability or privacy practices.

4. Sponsored placements

Sponsored cards are paid advertising and are labeled. They are not rankings or endorsements. See the ad policy.

5. Accuracy

We work to keep content accurate and current, but programs, rates and rules change. We make no warranty that any page is complete, current or error-free, and we are not liable for decisions made in reliance on it.

6. Intellectual property

Text, layout and original graphics on this site belong to RatesGrid unless otherwise noted. You may link to pages and quote short excerpts with attribution. Do not republish substantial portions without permission.

7. Acceptable use

Do not attempt to disrupt the site, scrape it at a volume that degrades service, or use it for unlawful purposes.

8. Limitation of liability

To the extent permitted by law, RatesGrid is not liable for indirect, incidental or consequential damages arising from use of the site. Nothing in these terms limits rights that cannot be limited under applicable law.

9. Governing law

These terms are governed by the laws of the State of Michigan, without regard to conflict of law rules.

10. Contact

Questions about these terms: hello@ratesgrid.com or the contact page.